Crypto Tax Calculator

Estimate the US capital gains tax on a cryptocurrency sale. The calculator checks whether your holding period exceeds one year to classify the gain as long-term or short-term, then applies a simplified bracket approximation.

Buy date

Sell date

Cost basis (USD, total)

Sale proceeds (USD, total)

Ordinary income rate (%) — short-term fallback

This is a simplified estimate, not tax advice. Real US capital gains depend on filing status, total taxable income, state taxes, and other factors. Consult a licensed tax professional.

How the long-term brackets are estimated

For long-term gains (held more than one year), we apply a simplified single-filer bracket approximation: 0% up to about $44,625, 15% up to about $479,150, and 20% above that. Actual rates depend on your full taxable income and filing status, so treat this number as a rough guide.

Short-term vs. long-term capital gains

In the US, an asset held for one year or less is taxed at your ordinary income rate (short-term). An asset held for more than one year qualifies for the lower long-term capital gains rates — typically 0%, 15%, or 20% depending on your taxable income. This calculator uses a simplified single-filer bracket approximation.

Is crypto taxed the same as stocks?

For most individual investors in the US, yes — the IRS treats cryptocurrency as property, so selling at a gain triggers a capital gains event just like selling stock. Trading one crypto for another is also a taxable event, not just cashing out to dollars.